BIAPR Giving Campaign - Brain Injury Association Peterborough Region

Online Donations

Your financial generosity remains entirely local. Every dollar given directly to the Brain Injury Association Peterborough Region (BIAPR) is put to immediate work funding non-medical survival essentials, specialized day activities, and community emergency housing integration for survivors across our local neighborhoods.

We provide a highly secure, seamless transactional pathway managed through RBC's Meridian portal. All electronic donations immediately generate an official Canadian charitable tax receipt.

The Transparency Promise
90 cents of every single dollar fundraised or directly donated goes straight into frontline community program delivery and direct survivor support systems.

Traditional Mail Donations
If you prefer to submit a physical cheque, please make it explicitly payable to our historical corporate title:
Four Counties Brain Injury Association
158 Charlotte Street
Peterborough, Ontario K9J 2T8

Giving Today

Donate and Receive a Charitable Receipt.

We accept credit cards.

RBC’s Meridian is an easy and secure way to donate to the Brain Injury Association of Peterborough Region (BIAPR).
Please click the button below to be directed to our secure online donation page.

Donate Now

You may also donate by dropping in or by mailing a cheque to:

Four Counties Brain Injury Association
158 Charlotte Street
Peterborough, Ontario K9J 2T8

Please join us as BIAPR continues to support and enhance the quality of life for those living with Acquired Brain Injuries (ABI), as they strive to meet the basic necessities of life.

Giving Back? Leave a legacy!

Need a Will?

A Will protects those you care about, whether your family or a charity you support. You have worked hard. Why not make sure that the assets you worked so hard to accumulate go where you want them to go.

Did you know!

The Canadian government provides tax breaks to you when you leave a charitable gift in your Will. By giving a gift to BIAPR, you can help leave more to your beneficiaries and pay less tax.
By not having a Will, Court proceedings may be necessary to access your finances or health records. This process can be time-consuming, expensive, stressful, and results in less being to the ones you love most - Please don’t procrastinate.
More than 50% of Canadians need a Will.
More than 70% of Canadians need a Power of Attorney for Personal Care and/or their Property.

Gifts that can be left in a will.

Adding BIAPR to your Will or Codicil.

Life Insurance Policy

To donate an insurance policy on your life, you name the charity as beneficiary and owner. If an existing policy is donated, you will receive a donation tax receipt for the cash surrender value and any accumulated dividends or interest, less any outstanding policy loans.

RRSP / RRIF

If you have a spouse, partner, dependent child or grandchild with a disability, then it often makes sense to leave them your RRSP, RRIF, TFSA and FHSA and give other property to charities. There are special rules that allow for the deferral of tax where RRSP or RRIF assets are transferred to these relatives.

Please note that if a charity is the beneficiary of your RRSP or RRIF then the charity will receive the entire amount of the RRSP or RRIP. The value of the RRSP or RRIP will still be included in your income for you terminal return and the charitable tax credit may reduce tax payable, including any taxes payable from the RRSP or RRIP income inclusions.

Gifts of real estate

– You can continue to use the property for life.

– You receive a charitable tax receipt for the net present value of the property when the gift is made.

– These gifts are not included in probate and provide privacy, as they are not part of your will.

– If all or the majority of your estate is intended for charity, then a gift of residual interest is a way to ensure you maximize the use of your charitable tax receipts.

– At the end of the term of the agreement, typically upon death, BIAPR will either sell the property or add it to its assets, depending on your agreed upon wishes.

Securities and Mutual Funds

This is a great way to save capital gains tax. Check with your accountant. In general you need to Complete a Letter of Direction form and send it to your financial advisor or investment firm. This authorizes the transfer of shares to BIAPR. Once shares are sold, we will send you a confirmation email with your charitable tax receipt.

How will my gift be used?

Projects

As Community based as part of your legacy you can direct funds to Family support, Day programs, Emergency Residential housing, and improving the quality of lives of individuals and their families.

Helping to protect the ones you care about

At BIAPR, we believe completing your Will and Powers of Attorney for Personal Care and Property makes you a Hero. Why? Because you are protecting those you care about. You are supporting the disabled community. And in essence you are giving back to a part of society that really needs help.

Peace of mind

Planning for the future involves more than just making a Will. It’s also the perfect time to discuss why you need a Power of Attorney for Property and/or Personal Care. Over 70% of Canadians do not have these critical documents, which can have serious consequences if you or your family member becomes incapacitated due to dementia, an accident or any other health issue.

Estate Information

Estate planner

Fillable PDF form you can take to your lawyer to efficiently complete your will. To download an online version of your Estate Planner and Guide package click here.

Powers of Attorney

Having these documents ready is better than purchasing insurance. You are prepared for the future.

A Power of Attorney for Property allows your designate(s):

– Ensure your bills are paid and financial accounts kept in good standing.

– Apply for pension and insurance benefits.

– Make sure income is used for your benefit and care.

– Maintain your residence and make adaptations for your changing needs.

– Sign legal papers including contracts for services like your telephone or cable TV, leases, real estate documents.

Power of Attorney for Personal Care allows your designate(s):

– To make decisions as to where you live.

– Medical treatments and care.

– Consent to those treatments.

– End of life decision.

For both personal care and property, you need to consider who the best person(s) is to be designated as your attorney:

– Who do you trust to be organized and honest with your financial affairs?

– Who do you trust to respect your expressed wishes for decisions such as future health care and living arrangements?

– If you are considering multiple attorneys, do those individuals get along?

– Do your proposed attorneys live nearby so that they can help in an emergency?

– Are your proposed attorneys likely to communicate well with your family and friends, will they foster your independence and put your needs ahead of their own wishes?

– Have you talked about your wishes with your substitute decision makers, in particular, and your family as a whole?

– Do you have your financial information gathered so that your substitute decision maker can locate your assets, your creditors and make sure that your financial interests are looked after?

– Do they agree to become your designated Attorney?

Examples “bequest” language:

Specific & Restricted:
I give, devise and bequeath to BIAPR the sum of $ to be used for the specific and restricted purpose of …… as approved by the Board of Directors of BIAPR.

Specific, restricted with escape clause:
I give, devise and bequeath to BIAPR the sum of $ to be used for the specific and restricted purpose of ………. If BIAPR is unable to apply all or part of these funds for the specific and restricted purpose(s) stated herein, the balance of this bequest not so extended may be used for any purpose approved by the Board of Directors of BIAPR.

General % unrestricted:
I give, devise and bequeath to BIAPR % of the residue of my estate to be used for any purpose(s) approved by the Board of Directors of BIAPR.

General %, specific, restricted with escape clause:
I give, devise and bequeath to the BIAPR % of my estate to be used for the following purpose(s). If BIAPR is unable to apply all or part of these funds for the specific purpose(s) stated herein, the balance of this bequest not so extended may be used for any purpose(s) approved by the Board of Directors.

Residual contingent trust:
Upon the death of the survivor of my (wife, husband, daughter, son, etc.) here named, I direct my trustee to transfer and deliver the balance of the residue of my Estate, including any undistributed income, to the BIAPR to be used for any purpose(s) approved by the Board of Directors.

General Charitable Clause with instructions to Trustee/Executor re: capital gains elimination:
I give, devise and bequeath an undetermined amount of my estate to be divided equally to the list of charities that I supported in my lifetime. See Letter of Direction attached for list. These charities shall receive assets such as publicly traded securities and mutual funds in order to reduce the capital gains owing against my estate. I further instruct my Trustee to calculate the amount of such donations to negate any capital gains owing within the rules and regulations determined by the Canada Revenue Agency.

______

Legal & Financial Information

Speak to your lawyer to make a Will:

To help you prepare a legally sound Will, you need to work with a professional. A well-prepared Will can save you money by reducing taxes and administration costs. If you die without a Will, the Ontario government will decide how your assets will be divided—not you.

As we get older our mental capacities fade. You must be of sound mind to sign and author legal documents. Now is the time to get your affairs in order and ensure that your wishes can be fulfilled.

Speak to a financial consultant or tax planner:

It is important to discuss how to save on capital gains taxes and taxes by giving a gift to BIAPR. We do not necessarily recommend a specific person but we do have a list that you can access.

BIAPR:

Contact us for more information for some easy suggestions as to how to proceed. We can also explain some of the concepts and opportunities to help the community: families; and, those impacted with traumatic brain injuries.

Giving Campaign

At the Brain Injury Association of Peterborough we provide community based support, day programs, and educational services to those suffering from head injuries, and ongoing support to their families.

When a loved one suffers a brain injury it affects the entire family. We Work together to support rehabilitation, care and long term support.

Disclaimer and Notice of Attention:

Charitable gifts are a great strategy to help benefit (CHIRS / BIAPR) the Head Injury Community. Ideas in this website are intended to provide general information and should not be construed as specific legal, lending, or tax advice. Individual circumstances and current events are critical to sound planning. Prior to giving, we always recommend individuals seek guidance from their tax and legal professions to properly implement a suitable charitable gift plan.